🪔 “Wealth is not just numbers in a bank. For the woman of Dharma, wealth is energy, integrity, and a tool for legacy.”
💰 6.1 — The Financial Awakening of the Modern Devi
For centuries, women — especially in Dharmic homes — were taught:
• “Don’t talk about money.”
• “Focus on service, not sales.”
• “Leave finances to the men.”
Result?
Even powerful, intelligent, visionary women often:
• Undervalue their work
• Undersell their offers
• Avoid talking numbers
• Struggle with receiving money
• Block themselves from real wealth
This ends now.
Because when a Shakti-aligned woman heals her relationship with money, she becomes an unstoppable force of impact.
🧠 6.2 — Money as Conscious Energy
Money is not dirty. It’s not evil.
It’s a neutral amplifier.
It only takes on the energy of the one who holds it.
As a spiritually rooted woman, your wealth becomes:
• An offering
• A seed
• A service multiplier
• A tool for dharmic rebuilding
• A return on karmic alignment
📉 6.3 — Common Financial Blocks for Women (and Shakti Reframes)
Block Reframe
“I feel guilty charging.” I charge so I can serve longer and deeper.
“What if people think I’m greedy?” Let them think. I know I’m aligned.
“I’m not good with numbers.” Money can be learned like mantra.
“I’m spiritual, I don’t need much.” I don’t need much, but Dharma needs resources.
“It’s hard to make money as a woman.” It’s hard when we hide. Let’s rise instead.
🏛 6.4 — Funding Options for Shakti Entrepreneurs
There are many paths — you don’t need to chase VC money unless aligned.
🔹 1. Self-Funding (Bootstrapping)
• Use savings, gifts, income from jobs
• Start lean, test small, reinvest profits
• Best for: Creative or service-based businesses
🔹 2. Family & Sangha Capital
• Borrow small amounts from trusted community
• Offer spiritual or value-based ROI
• Important: Use written terms even with family
🔹 3. Government Schemes (India + Global)
✅ Indian Schemes for Women:
• Stand-Up India (loans ₹10L to ₹1Cr)
• Mahila Udyam Nidhi (SIDBI)
• MUDRA Yojana (microloans for small ventures)
• TREAD Scheme (training + grants for women)
✅ International (varies by country):
• SheEO (Canada)
• IFundWomen (US)
• Women Who Tech (Global)
🔹 4. Grants & Nonprofit Support
• CSR funds, NGOs supporting women-led impact projects
• Seek grants in health, education, culture, environment
🔹 5. Crowdfunding (Modern Sangha)
• Platforms: Ketto, Milaap, Kickstarter, GoFundMe
• Tell your story with emotion, clarity, vision
• Reward backers with gifts, services, blessings
📊 6.5 — Budgeting With Bhakti: A Sacred Finance Ritual
Every Shakti entrepreneur should know her numbers.
But numbers are not dry. They’re declarations.
Try this:
• Every New Moon → Review your revenue + expenses
• Offer gratitude for every rupee earned or spent
• Ask: Did this money expand my dharma?
• Offer a portion (1-5%) as Dakshina to temple, guru, or service cause
Money + Mantra = Multiplication
💻 6.6 — Financial Tools to Know (Free or Low-Cost)
Tool Use
Google Sheets / Notion Budgeting, revenue tracking
Razorpay / Instamojo Payment gateway (India)
Stripe / PayPal Global payments
QuickBooks / Zoho Books Professional accounting
Spreadsheets + Sankalpa DIY dashboards for clarity
Keep it simple. But track everything.
Knowing your money is respecting Lakshmi.
🌟 6.7 — Practice: Create Your Financial Sankalpa
Write this down:
• 💵 My monthly earning goal: ₹
• 💖 The impact I want this money to have: _
• 🪔 How I will give back spiritually: _
• 🔐 How I will feel safe receiving this money: __
Repeat daily:
“I receive with joy. I earn with integrity. I give with devotion.”
🪷 6.8 — Real Women, Real Financial Power
🪷 Nandita (Lucknow)
• Started a handloom store with ₹20,000 savings
• Now has recurring customers in Dubai + Singapore
🪷 Priya (Melbourne)
• Used a $5K grant for wellness coaching certification
• Earns $6K/month offering holistic therapy to immigrants
🪷 Rekha (Bangalore)
• Hosts a monthly “Finance for Feminine Founders” circle online
• 500+ women now manage their budgets with clarity
💬 Chapter Summary: Funding & Finance for Women
• Wealth is sacred when aligned with seva
• Self-worth = net worth
• Many funding paths exist — you don’t have to beg, you build
• Grants, loans, bootstrapping, or community funding — pick what fits your dharma
• Money must flow with mantras — tracked, blessed, circulated
🪩 Highlight Quote:
“The most powerful woman is not the richest — she’s the one who holds wealth without losing her wisdom.”